For over three years, many Nigerians couldn’t use their Naira ATM cards to pay for things on international websites. That meant no easy way to shop on Amazon, subscribe to Netflix, or take an online course from a foreign platform — unless you had a dollar account or a virtual card.
But that has changed.
Banks have just announced that you can now use your regular Naira debit card to make payments on international websites again.
What’s New?
You can now use your Naira card (like a GTBank, UBA, or Wema Bank card) to:
- Pay for international streaming platforms like Netflix and Spotify
- Shop on websites like Amazon, AliExpress, or eBay
- Pay for online courses, software, and tools
- Withdraw money from ATMs outside Nigeria (though with limits).
What the Banks Are Saying
GTBank sent out an email saying customers can now spend up to $1,000 every three months (a “quarter”) with their Naira card. This covers online payments, international POS (Point-of-Sale), and ATM withdrawals. ATM withdrawals are limited to $500 per quarter.
UBA confirmed that their Premium Naira Cards (Gold, Platinum, World) now work globally too. Their customers can use the cards for everyday payments, shopping, and ATM use abroad.
Wema Bank also joined in. In a public message, they said:
“Your Wema Naira Mastercard just went global! Now you can pay in dollars on all your favourite international platforms like Amazon, Netflix, YouTube, and more.”
What Does This Mean for You?
Whether you’re a student, tech lover, gamer, or creator — this is great news:
- Students can now register for online learning platforms and pay without stress
- Gamers can renew subscriptions and buy games directly
- Young creators can pay for editing apps, tools, or cloud storage from abroad
- Everyone can enjoy foreign services without the extra cost of using third-party apps
A Few Things to Remember
- There are spending limits: Between $1,000 to $2,000 per quarter, depending on your bank.
- The exchange rate applies: The Naira in your account will be converted using your bank’s rate when you make the payment.
- It may not work on every card yet: Some banks are starting with Mastercard or premium cards only.
- Forex availability matters: Your bank must have access to foreign currency when you make the payment.
Why It Matters
For a long time, Nigeria’s tech-savvy youth were cut off from global platforms. This move brings more freedom and access — whether you’re learning, working, creating, or simply trying to enjoy your favorite music and videos.
Now, your everyday Naira card can open global doors — and that’s a powerful step forward.
Sources:
- GTBank Email to Customers (July 4, 2025)
- UBA Customer Notice (July 5, 2025)
- Wema Bank Announcement (July 5, 2025)
